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Paystack is a fintech solution where users can upload and manage multiple bills in an organised interface. Payment will be done automatically at the due date with the right amount, which reduces the need for tracking it. Users will be rewarded with 2% reward for each bill. Paystack also gives an early tax refund feature for users who pay bills through Paystack. The eligible tax refund amount is calculated with the help of Machine learning algorithm, which identifies the eligible bill for tax refund. Users can withdraw the tax credit at the end of every month or also use it to pay bills.